im playing this game for 14 years now and i have to say its 50-50 in general... why? because lets be honest the game is about rolling dices basically rng from the field to the skills.
A good player as all of you said will play "safer" and "smarter" and not take risks unless he has calculate them. He will also skill his team with a plan! but in all honesty i've seen a guy (Don Tomasso i think fro fumbble) that had a human team with 5 stats increase, or another guy that was breaking armor like there is no tomorrow (avg 3,7 cas per game, we had 10 of them)
i ve seen a guy play with me with no rr on rookie humans.... only 2 turn overs
ive made a guy cry after i dodged 8 times pick up the ball from 3 tz and made a long bomb with ag 5...
so basically i think this game is way to random to actually think that skill will go that high. they should put a luck factor like fumbble has :P